Nice to see that First Active - the former First National Building Society - is looking after its future shareholders' interests. The latest leaflet from the company advertises a free pair of Ray-Ban sunglasses with a car loan, but the small print reveals a revenue-sensitive, some would say tightfisted, approach: ". . . while stocks last. . . First Active cannot accept responsibility for any defects . . . glasses shown are for illustration only . . ."