The address: 19 Dufferin Avenue, of South Circular Road, Dublin 8.

The property:four-bedroom house currently in five units for €595,000. The Victorian redbrick has lots of period features and a southwest-facing back garden with garage and rear vehicular access.

There is 139sq m (1,496sq ft) of space. It’s in good condition and to convert it back to a family house would cost €60,000 to €80,000, according to the agent.

The agent:Savills.

The landscape:Dufferin Avenue is off the SCR and a short walk to the restaurants and social scene of Clanbrassil Street.

The south city centre is within walking distance, and there is no shortage of bus routes nearby.

How much for an owner-occupier?A first-time buyer could get a 92 per cent mortgage, or €547,400, with AIB.

This leaves them requiring equity of at least €47,600. To qualify, a single buyer would need a salary of €130,000 or a couple would need a combined income of €115,000.

Over a 25-year term at a variable rate of 2.99 per cent, monthly repayments work out at €2,587, or at a three-year fixed rate of 3.65 per cent repayments are €2,778 a month.

How much for an investor?Stamp duty is €32,900. An investor could get an 80 per cent mortgage, or €476,000, with KBC. This leaves them requiring equity of at least €151,900.

Over 20 years at a variable rate of 4.5 per cent monthly repayments work out at€3,013 and over 25 years €2,646.

Potential?The units would make around €500 each a month.

Verdict:suits an investor with a long-term outlook.

• Calculations by Ben Rance, Simply Money

– Justin Comiskey