The address:21 Belfield Downs, Goatstown, Dublin 14.

The agent:Home Locators.

The property:three-bedroom terrace house for €635,000.

The landscape:Belfield Downs is a scheme of 40-odd houses built in the 1980s. It's off Goatstown Avenue, off the Goatstown Road. UCD is a short stroll and Dundrum is within striking distance.

The features:88sq m (950sq ft) house is in impeccable condition and has recently been redecorated. Accommodation includes a spacious hall, bright kitchen/diningroom and a main reception room. Upstairs there are two double bedrooms and a single. There are wooden floors throughout. Outside there is a 36ft rear garden with patio area and garden shed.

How much for an investor to buy?At AIB's buy-to-let tracker mortgage rate of 5.1 per cent (APR 5.21 per cent), the repayments on a loan equivalent to 85 per cent of the asking price - a sum of €539,750 - would be €3,179 a month over 25 years.

On an interest-only mortgage based on the same rate and term, the repayments would be €2,294 a month.

How much for a residential buyer?A single first-time buyer would need a salary of €151,000 to fund a 100 per cent mortgage over 35 years, while a couple would need to earn around €70,000 each. Based on AIB's one-year discount tracker rate of 4.6 per cent (APR 5.15 per cent), the loan would cost €3,035 a month for the first year. On its standard variable rate (SVR) of 5.1 per cent (APR 5.21 per cent), the repayments would then be €3,239. On a 92 per cent loan of €584,200 the repayments would be €2,792 in the first year and €2,979 based on the SVR.

Potential: the house could fetch a rent between €1,800 and €2,000, according to the agent.

Verdict:rentals are strong in the Dublin 14 area and this house's location close to UCD, Sandyford and Dundrum makes it all the more rentable.

Calculations by AIB