Nama : the main points

A summary of the main points of the Nama rescue plan

A summary of the main points of the Nama rescue plan

* Nama will pay €54 billion for €77 billion worth of property-related loans held by AIB, Bank of Ireland, Anglo Irish Bank, EBS and Irish Nationwide.

* Nama will pay €7 billion more than the market value of €47 billion to reflect long-term economic value.

* A fraction of the money, €2.7 billion, will be paid in the form of subordinated bonds that will only pay out if Nama makes money.

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* Property prices will have to recover by 1 per cent a year over 10 years for Nama to make money.

* Nama valuations of banks’ property-related loans are based on the assumption that prices have fallen 50 per cent since 2007 and are now close to the bottom.

* No new measures to ensure that banks lend on the money they receive from Nama.

* Banks will be given time to find new investors or else the State will take equity stakes.

* Bank guarantee scheme will be revised and extended.

* Windfall tax on land speculation will be introduced at committee stage.

* Anglo Irish Bank is the largest participant and will sell loans of €28 billion to Nama.