US consumer confidence drops to four-year low

US consumer confidence fell in January to its lowest level in more than four years, bolstering the case for an aggressive interest…

US consumer confidence fell in January to its lowest level in more than four years, bolstering the case for an aggressive interest rate cut to ward off a recession.

The Conference Board, a New York-based research group, said today its monthly index fell for a fourth consecutive month to 114.4 - its lowest level since December 1996 and well below the 124.2 economists had forecast. The index dropped sharply from an upwardly-revised 128.6 in December.

Most notably, the expectations index, a gauge of sentiment about the US economy's near-term course, plunged to 77.0 from an upwardly-revised 96.9 in December.

"Consumers' increasing pessimism about the short-term outlook has sent the Expectations Index into territory normally seen prior to a recession," said Ms Lynn Franco, director of the firm's consumer research center.

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The Federal Reserve is expected to cut interest rates tomorrow by a half-point for the second time this month. Fed Chairman Mr Alan Greenspan has identified consumer confidence as key to determining if a rapidly slowing economy will unravel further. Consumer spending accounts for two-thirds of US economic activity.

The Conference Board noted, however, that consumers' views on current conditions had not yet deteriorated to a point that suggested outright recession, echoing comments from Mr Greenspan last week.

A second leading gauge of consumer sentiment issued by the University of Michigan earlier this month showed that the attitudes of consumers deteriorated to their worst level in four and a half years.

The two-month fall in the Michigan index was the third largest on record and recalled similar steep declines that preceded the US economic recessions of the early 1990s and 1980s.

Reuters