Madam., - I heard Brian Goggin, chief executive of the Bank of Ireland, talking about "optionality" on RTÉ's Morning Ireland on Thursday.
I assume this is part of the bank's meaningful, blue-skies thinking in an evolving situation, which they are rolling out and bringing to the table, or perhaps it's a step change in that they are raising the bar, indeed pushing the envelope at the coalface?
As a stakeholder interested in the big picture - I am not an HNW individual - I am concerned that the issues are basically copperfastened, and that the bank's key deliverables are accompanied by cutting-edge, joined-up thinking in uncharted waters, and that there is traction, sustainability, core competence and indeed lightning-rod parameters going forward, year on year, into fiscal '09. - Yours, etc,