Irish League of Credit Unions

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The best news, analysis and comment from The Irish Times business desk

Consumer mood brightens amid ‘tentative’ easing of costs pressures

Households remain anxious about 'macro' issues including unemployment, says Irish League of Credit Unions

‘Cautious’ Christmas planned amid concern over economic slowdown

Just over half of consumers expect to have less to spend than last year, report for Irish League of Credit Unions shows

Credit unions urged to step up lending by Central Bank governor

Gabriel Makhlouf says credit unions need to build scale to take advantage of opportunities in retail banking

Ireland’s credit unions are about to become an even greater financial force

On The Money: Much loved by consumers, new legislation allowing for greater co-operation within the sector passed key stage

Credit unions to take part in larger loan syndications under new plans

New law will also allow credit unions to refer customers on to another outlet for specific services

Back to school should not mean breaking the bank

On The Money: Parents can face huge financial pressure ahead of the new school term but there are ways to defray the cost

Banks need to pass on rate hikes to savers as well as borrowers

Opinion: While borrowers are dealing with interest rate increases, depositors have seen little benefit

Consumer sentiment brightens fractionally in July

Credit Union index points to ‘restrained rather than runaway spending’ in months ahead, as cautious mood lingers

Consumers more upbeat but concerns over cost of living linger

Credit union consumer sentiment points to optimistic consumers but long way off average over three decades

Credit unions can be key players in opening up financial competition and taking on the pillar banks

A smoother switching code, better consumer education and more even-handed regulation will promote a market that works for consumers

Over one in three consumers ‘struggling to cope’ with inflation

Most households are feeling the cost-of-living pinch, a credit union survey suggests

Free schoolbooks: Primary schools to get €96 per child and not to ask for parental contribution

Schools may purchase texts and copybooks from any bookshop under guidance

‘Clear opportunity’ for credit unions in shrunken bank market

Some 82% of consumers said they feared a lack of competition after Ulster and KBC exits

Public warned about credit union phishing scam

ILCU working with credit unions to understand the extent to which members of the public are being targeted

Do you know how much credit card interest you pay? Most people have no idea

Only one-third are aware of high levels of interest charged with some thinking they pay little or none

Cost-of-living takes shine off ‘revenge Christmas’ for sequinned-up fashion retailers

Clothing advertisers want price-sensitive shoppers to fall for their post-pandemic charms, but consumer sentiment has not gone their way

Christmas will be ‘careful’ but not cancelled as consumer sentiment drops again

Six in 10 Irish people plan to spend less on gifts and entertainment with a sense of ‘feel poor’ likely to be pronounced this Christmas

Interest rates are rising so why am I not earning more on my savings?

It’s no surprise really: there will be just three banks left in the deposit market when KBC and Ulster Bank have gone

Call for credit unions to have greater role in mortgage lending

Sinn Féin TD Brian Stanley says existing rules leave credit unions ‘handcuffed’

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