It pays to have a financial plan for every stage of life
From paying off loans to saving for a wedding, financial planning makes sense no matter who you are
Managing Personal Wealth Special Report
This special report looks at how with deposit rates at zero or worse, and Government bonds also in negative territory, in many cases it’s not a good time to be a safety-first investor. Traditional safe options have turned into sure guarantees of capital erosion. But savers and investors seeking growth still have options and they remain pretty much the same as they always were.
Gold glitters once more: Safe, tradeable and selling at an all-time high
In times of uncertainty, precious metals comes into their own as a safe bet and defensive investment strategy
Hands-off approach works best for stock market investing
All equity investing should be long term, experts advise. And the less you look at your portfolio, the better
Backing the future – how venture capital is reshaping Ireland’s economy
Venture capital is fuelling growth but we need stronger domestic players and more international investment to stay competitive
Ask the expert v DIY: The pros and cons of investing solo
Knowledge, tax obligations, diversification – go-it-alone investment may be easier now but there are many bases to cover
The single best investment most people can ever make
Not only do investors get tax relief on their contributions, but they also enjoy tax free growth in their pension fund
Playing the percentage game to assess your risk appetite
You win some, you lose some; but how many hits are you prepared to take?
Crypto is back but it’s an investment option that’s not for the faint-hearted
Digital assets have re-entered the financial conversation but their extreme volatility raises the question: are they a suitable home for people’s savings?
Making your money work for you in a balanced way
While there are very good reasons to keep some money in deposit accounts for a rainy day, investing is essential to beat inflation
Diversification offers strength and security in good times and bad
To spread risk, choose a broad mix of assets or managed portfolios that offer exposure to multiple asset classes and regions
Key to wealth management is aligning financial plans with personal goals
There is no one size fits all method. One should creating a plan suited for your individual circumstances
Diversification of investments is the key to long term growth
Equities outperform other asset classes in the longer term for investors who can withstand volatility and temporary losses
A good investment adviser will help you weigh up your risk appetite
If you can put up with the volatility you get rewarded for it in the long run, says investment strategist
Strong investment returns on the cards if you’re patient enough to wait
Investing is a bit like the hare and the tortoise, so you need to channel your inner tortoise
When you dabble in DIY investing, you flirt with risk
Online platforms makes it easier to invest directly but if you are bypassing brokers, be advised that it’s always a gamble
Property investment: It still pays to take a punt on bricks and mortar
Despite the limitations on rent increases, residential investment property owners still benefit from healthy capital appreciation
Europe is leading the recovery after global green investment wobble
What’s the best advice for environmentally and socially conscious investors who want to make a decent return?
Gold offers certainty amid market volatility and geopolitical crisis
A new generation of investors is seeing gold as a safe haven, with values predicted to match historical highs
Exchange traded funds in Europe expected to rise to $3tn by 2028
Ireland is the leading domicile for ETFs in Europe, with growth predicted to continue
An hour-long meeting is usually all it takes to set up a pension
Over one third of Irish workers do not have any pension coverage other than the state pension.
How to ensure your pension pot is being ethically invested
Oil, weapons and tobacco are among the industries Irish pension savings go towards funding – but it doesn’t have to be that way
The money illusion: Prudence won’t protect your cash from inflation
Interest rates don’t match inflation but investment in risk assets can pay off in the long term
In the mix: Diversifying is designed to work over time
By widening the spread of your investment, the likelihood of any one major downturn upending everything is reduced.
Risk appetite awareness offers peace of mind and better returns
Calculating your risk profile means you invest in a way that strives for growth but doesn’t stress you out
Is property investing worth the hassle?
Many landlords are exiting the market, but the question is why?
Riding the crypto roller coaster
Cryptocurrencies can offer greater returns and of course the opportunity for greater losses
Ethical investment options for investors
‘We’ve come a long way, but there’s a lot more in the journey as well’
So many asset classes, how to choose?
But if your investment timeframe is long enough, these short-term corrections become less important to your final outcome
Annuities are back in favour
The value’of annuities has grown by virtue of interest rates rising in the recent past and it is likely that there may be another rate rise in the coming months.
Beware the passing fad
The lingering impact of the Covid pandemic will boost healthcare spending while trends in reshoring and nearshoring driven by supply chain disruptions will have an impact on spending there.
Inflation now the number one issue for investors
The real value of people's savings is falling on a yearly basis as inflation continues to rise
Are art and collectibles a better option than stocks?
Returns can be considerably higher than other asset classes but so can losses
Is it worth taking a punt on the Prize Bonds?
Is putting money into Prize Bonds actually regarded as investing ?
Crosswords & Puzzles
Crosswords & puzzles to keep you challenged and entertained
Common Ground
How does a post-Brexit world shape the identity and relationship of these islands
The GlossOpens in new window
Read the digital edition of The Gloss magazine now
Family NoticesOpens in new window
Weddings, Births, Deaths and other family notices