Are you in a mortgage switching sweet spot? If so, you could save thousands
A combination of factors can combine to put you slap bang in the middle of the zone where banks will want to give you a better mortgage rate
Mortgage
Woman entitled to new hearing over move to repossess her house
Judge says Pepper Finance provided mortgage deed that was three-quarters blacked out
Nearly all homeowners fail to claim up to €1,250 in relief on rising mortgage bills
Only one in eight of the 208,000 property owners thought eligible has applied for relief announced in Budget 2024
A group of borrowers is trapped in the never-never land of Irish mortgage arrears
It is ‘extraordinary that arrears are running at such a high level 15 years after the crash’
How working abroad can make it easier to secure a mortgage back in Ireland
Tens of thousands of Irish people go abroad every year: many see it as a short-term plan to turbocharge their homebuying prospects
Tens of thousands of Irish mortgage holders to see immediate benefit from likely ECB rate cut
European Central Bank expected to reduce interest rates on Thursday as inflation fears replaced by concerns for economic growth
Pepper starts to cut variable rates after two ECB reductions
ECB widely expected to reduce official rates again on Thursday
Stopgap mortgages remain a bridge too far for Irish banks despite new ICS product
Banks still chastened by the crash are unlikely to offer such financing
ICS revives bridging loans ‘to ease bottleneck’ in second-hand home market
Short-term property loans essentially disappeared in the wake of the property crash
Can I cash in my pension to pay off my mortgage?
Personal retirement bonds can allow you more control of pension assets when you leave an employer but they have their own rules
AIB cuts interest rate on green rate mortgage
Four-year fixed rate product also reduced and will be available to new and existing customers
‘It’s completely unfair’: How a broken rung on the property ladder locks out first-time buyers
Cash buyers - often overseas investment funds - are snapping up thousands of apartments in Ireland for which others can’t get mortgages because of fire safety issues
Overseas cash buyers snap up bargain apartments that first-time buyers cannot get because of defects
Banks are refusing to approve mortgages for apartments in Ireland with even minor defects - which is shutting out first-time buyers
As mortgage interest rates fall, what should you do with the spare cash: save it or overpay your mortgage?
After you have paid off more expensive debt, overpaying a mortgage may deliver better returns
Pepper names former Anglo Irish banker as chief executive
Niall Sorohan is currently chief executive of Cabot Ireland
Finance Ireland rules out mortgages reboot until 2025 ‘at earliest’ as banks hog market
Nonbank lender drastically reduced home loan business as interest rates soared
Number of home buyers opting for fixed-rate mortgages drops
Central Bank’s latest retail interest rate figures show fixed-rate contracts constitued two thirds of mortgage contracts agreed in May
Gabriel Makhlouf sees just one more ECB rate cut this year
Central Bank governor said he is 'pleased' with latest data showing inflation in the 20 Eurozone countries slow to 2.5% in June
Generation rent: Here’s how ‘forever renters’ in Ireland can look to secure their financial futures
It’s important to realise that owning your own home is not the only way to secure your financial future
Get mortgage ready before you go anywhere near a bank
Buying a house is more difficult than ever but some basic rules remain unchanged for aspiring homeowners
Interest rates will remain high, even as the ECB starts cutting
Borrowers should not expect to see ultra low rates any time soon, regardless of today’s rate cut
Lone Star’s Start Mortgages completes transfer of €2bn of loans to Mars Capital
Move sees management of 11,000 mortgages move to Mars Capital Ireland
‘Very few people believe that the next year will be a good time to buy a home’
MyHome.ie survey shows people have already delayed homes because of cost of living crisis and fear further price rises
Mortgage drawdowns decline amid shortage of second-hand homes for sale
A decline in mortgage switching activity is ‘largely’ to blame for drop-off in approvals, says BPFI
AIB increases payment to mortgage switchers to €3,000
In recent years many customers in Ireland opted for security, with about half locking in to fixed-rate mortgage terms
Have your say: Are you under 30? Is your living situation affecting your wellbeing? Are you optimistic about the future?
Many 18-30 year olds have expressed concerns about their ability to meet the financial challenges involved in securing their own home or starting a family
Not switching mortgages can cost you: Cautious Irish homeowners have lost out on thousands in savings
Central Bank report shows homeowners responded sharply to ECB rate hikes – but would have saved more if they had switched earlier
There’s no real competition in Irish banking
Exodus of foreign-owned banks after the crash has been costly for Ireland's bank customers and bad for the wider economy
Single mum is locked out of the mortgage tax credit
Q&A: Family suffering the same cost of living pressures as everyone else is told they do not qualify for relief from surging interest rates
Is it a good idea to still be paying your mortgage at age 70?
With some 44% of first-time buyers now over 35, more and more home-owners will be facing loan repayments into retirement
Bonus cut for tracker mortgage holders due this autumn from ECB revamp
Bank looks likely to cut rates three or four times this year
What happens if I take a break from paying my mortgage to give me extra cash?
Mortgage holidays can give you some breathing space when times are tight but, like all holidays, the bill falls due eventually
It doesn’t look wise to lock in your mortgage at 4.75% or more
Interest rates are not coming down immediately, but they will fall later this year, posing a dilemma for those taking out mortgages
What to avoid if you’re looking for a mortgage to buy a new home
Keeping a messy bank account, failing to study the market and not taking account of lending rules are among common mistakes made by first-time buyers
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