Why switching your mortgage rate can save you a lot of money (especially if you are green)
Inside Business podcast with Ciarán Hancock
Mortgages
Mortgage holders can save up to €600 a month by switching rates
Rates favour more energy efficient homes but savings of up to €7,405 are available to many homeowners
Got a mortgage? There is up to €2,500 in tax relief waiting for you
Mortgage interest tax relief scheme has had surprisingly low take-up. Here’s how to get your money.
Nearly all homeowners fail to claim up to €1,250 in relief on rising mortgage bills
Only one in eight of the 208,000 property owners thought eligible has applied for relief announced in Budget 2024
Credit unions’ expansion in Irish mortgage market is a watershed moment
But the Central Bank’s failure to lift credit union lending restrictions is stifling the sector unnecessarily
A group of borrowers is trapped in the never-never land of Irish mortgage arrears
It is ‘extraordinary that arrears are running at such a high level 15 years after the crash’
ECB rate cut: what’s in it for me?
Q&A: Latest fall in interest rates will save tracker mortgage customers €33 a month per €100,000 balance on their loan, but other borrowers may have to wait to benefit
‘We’re breaking the neck of inflation,’ says Lagarde as ECB cuts rates again
Frankfurt-based central bank trims key deposit rate by 25 basis points to 3.25 per cent
Mortgage interest relief: How do I qualify for the tax credit of up to €1,250?
Budget 2025 triggered a range of queries from readers on issues including child benefit for newborns and landlord tax relief
Lidl good, Ryanair not so bad, banks awful: What I’ve learned from 20 years writing Pricewatch
Pricewatch has been counting the pennies on your behalf for two decades. Here’s what we’ve learned
Budget 2025: Tax cut, mortgage interest relief and other measures in Coalition’s final roll of the dice
USC, inheritance tax, childcare, child benefit, social welfare, college fees, VAT rate: How the budget will affect parents, students, renters, mortgage holders, farmers, pensioners and carers
Increase in mortgage approvals continues in August as switching activity picks up
First-time buyers continue to drive activity in the market, representing 62% of approvals since August 2023
‘It’s completely unfair’: How a broken rung on the property ladder locks out first-time buyers
Cash buyers - often overseas investment funds - are snapping up thousands of apartments in Ireland for which others can’t get mortgages because of fire safety issues
Buying a new home? Keep these 10 tips in mind, from borrowing to build quality
We’ve put together a guide to help you navigate the biggest purchase of your life
Overseas cash buyers snap up bargain apartments that first-time buyers cannot get because of defects
Banks are refusing to approve mortgages for apartments in Ireland with even minor defects - which is shutting out first-time buyers
Many Irish homebuyers paying a minimum of 10% above asking price amid ‘intense competition’
Bank of Ireland highlights competition for homes as property continues to suffer from undersupply
Financing your new home: The grants worth thousands, cheapest mortgage options and should you really go for cash back?
And make sure to watch out for budget day next Tuesday, as you can expect some announcements on the housing front
Main cost-of-living price rises have cost some households €8,000 a year since 2021
Tax cuts and once-off measures in recent budgets, and wage increases for some, have offset a portion of these costs
Proportion of Irish homes in mortgage arrears at lowest level since the end of 2009
Just 39% of residential mortgage accounts in arrears in June held by banks, with the rest held by non-bank entities, Central Bank says
Tracker mortgage holders to save up to €1,000 per year with double interest rate cuts
The ECB is expected to cut interest rates today and also make a second, technical change to rate used to price tracker mortgages
What does the expected ECB interest rate cut mean for Irish mortgage holders?
The European Central Bank is likely to cut rates by 0.25 percentage points on Thursday
Mortgages arrears review calls for lifting of €3m ceiling for insolvency deals
Report published by Minister for Finance notes there are still about 20,000 accounts behind on payments
Mortgage approvals rebound in July as first-time buyers drive activity
Approvals rose 18.6% in the month, supported by revival in loan-switching activity as some homeowners reach end of fixed-rate periods
Loans issued for home purchase fall 6% over past year as borrowers await ECB rate cuts
Average interest rate charged on new fixed-term mortgages falls after ECB cut in June
Buying a home on your own: Here is how to navigate the perils and pitfalls
More and more home buyers are single. Here are the things to watch for if buying solo
Pepper names former Anglo Irish banker as chief executive
Niall Sorohan is currently chief executive of Cabot Ireland
Bankinter’s Irish loans rise 41% amid plans for bank branch
Spanish lender’s Irish unit saw its pretax profit jump 20% to €20m in the first half of year
House price inflation jumps to 8.2%, new figures show
Latest barometer shows Dublin prices rose an average rate of 8.6% in 12 months to May this year
Number of home buyers opting for fixed-rate mortgages drops
Central Bank’s latest retail interest rate figures show fixed-rate contracts constitued two thirds of mortgage contracts agreed in May
From stay and spend to the domicile levy, some budget blunders for Jack Chambers to avoid
Our new Minister for Finance would do well to reflect on previous policy initiatives before delivering his first budget
Irish housing crisis: Increased supply will not help affordability
Inside Business podcast with Ciarán Hancock
Generation rent: Here’s how ‘forever renters’ in Ireland can look to secure their financial futures
It’s important to realise that owning your own home is not the only way to secure your financial future
Pay off your credit card, invest in your pension - here’s what you can do with your monthly mortage savings
Paying off credit card debt, topping up your pension or saving for a rainy day are among the options for mortgage holders who find they now more money in their pockets following the recent ECB rate cut
Switching rate increases for mortgage borrowers at non-lending service firms
Central Bank-published study finds rate at which lower-risk borrowers are leaving non-lending service firms has been higher than the switching rate away from retail banks in recent months
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