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Mortgages
PTSB extends mortgage payment cashback offer to existing customers
But customers need to make payments from bank’s Explore current account
Davos leaders who won’t take the train
The best news, analysis and comment from The Irish Times business desk
Will my son have to pay stamp duty on part of house he acquires from his ex?
Son is able to repay his ex-partner for her contribution and wants to transfer the full title to himself
Housing affordability crisis no longer confined to Dublin - SCSI report
Estate agents argue that lack of supply will continue to be an issue until at least 40,000 homes a year are built
Couple claim Pepper should not charge more than PTSB for loan acquired from bank
Cork couple agree to mediation in case where they say 8.5% home mortgage interest rate charged by Pepper is ‘excessive’
Mortgages: If you’re coming off a fixed rate now is the time to consider switching
Rising property values and new ‘green rates’ mean homeowners including first-time buyers can minimise rises in mortgage repayments
Are home-buying grants available to us as returning emigrants?
I am a returning Irish citizen but it seems schemes for first-time buyers don’t apply to us
The Irish Times view on the mortgage market: increasing exposure for young borrowers
The ongoing rise in house prices, requiring buyers to take out ever-bigger mortgages, is concerning
Mixed year for Irish banks amid falling rates, increasing competition and UK car finance review
AIB leads the three main lenders yet clouds may be on the horizon
Rate of home mortgages over 90 days in arrears falls to lowest in 15 years
Around one in 25 mortgages on a family home is at least three months behind in repayments, Central Bank says
Typical price paid for home by first-time buyer up €88,000 on five years ago
Median income of first-time buyers buying a new property is now €90,000, Banking and Payments Federation Ireland report says
Thousands of Irish mortgage holders likely to see dramatic fall in repayments over next year
European Central Bank on course to cut rates to 1.75 per cent next year
One in five people expect to pay mortgage in retirement, survey finds
Study by Royal London Ireland indicates almost a third do not expect to own a home outright by retirement
Central Bank makes number-crunching a bit easier to understand
Banks are the dominant player in borrowing but non-banks are big for businesses and credit unions are most popular for personal loans
Sinn Féin plan for affordable homes will meet lending requirements, Ó Broin says
Plan ‘would provide banks with the exact same security as the current government schemes do’, says party’s housing spokesman
Credit unions report 51% jump in mortgage lending in year to September
Community lenders hoping Central Bank will further ease mortgage lending rules in review due to conclude next month
Pepper operating profits fall amid €4.5m hit from undercharging error
Financial hit lowered operating profit almost 17% to €8.75m according to annual financial statement
Why switching your mortgage rate can save you a lot of money (especially if you are green)
Inside Business podcast with Ciarán Hancock
Mortgage holders can save up to €600 a month by switching rates
Rates favour more energy efficient homes but savings of up to €7,405 are available to many homeowners
Got a mortgage? There is up to €2,500 in tax relief waiting for you
Mortgage interest tax relief scheme has had surprisingly low take-up. Here’s how to get your money.
Nearly all homeowners fail to claim up to €1,250 in relief on rising mortgage bills
Only one in eight of the 208,000 property owners thought eligible has applied for relief announced in Budget 2024
Credit unions’ expansion in Irish mortgage market is a watershed moment
But the Central Bank’s failure to lift credit union lending restrictions is stifling the sector unnecessarily
A group of borrowers is trapped in the never-never land of Irish mortgage arrears
It is ‘extraordinary that arrears are running at such a high level 15 years after the crash’
ECB rate cut: what’s in it for me?
Q&A: Latest fall in interest rates will save tracker mortgage customers €33 a month per €100,000 balance on their loan, but other borrowers may have to wait to benefit
‘We’re breaking the neck of inflation,’ says Lagarde as ECB cuts rates again
Frankfurt-based central bank trims key deposit rate by 25 basis points to 3.25 per cent
Mortgage interest relief: How do I qualify for the tax credit of up to €1,250?
Budget 2025 triggered a range of queries from readers on issues including child benefit for newborns and landlord tax relief
Lidl good, Ryanair not so bad, banks awful: What I’ve learned from 20 years writing Pricewatch
Pricewatch has been counting the pennies on your behalf for two decades. Here’s what we’ve learned
Budget 2025: Tax cut, mortgage interest relief and other measures in Coalition’s final roll of the dice
USC, inheritance tax, childcare, child benefit, social welfare, college fees, VAT rate: How the budget will affect parents, students, renters, mortgage holders, farmers, pensioners and carers
Increase in mortgage approvals continues in August as switching activity picks up
First-time buyers continue to drive activity in the market, representing 62% of approvals since August 2023
Buying a new home? Keep these 10 tips in mind, from borrowing to build quality
We’ve put together a guide to help you navigate the biggest purchase of your life
‘It’s completely unfair’: How a broken rung on the property ladder locks out first-time buyers
Cash buyers - often overseas investment funds - are snapping up thousands of apartments in Ireland for which others can’t get mortgages because of fire safety issues
Overseas cash buyers snap up bargain apartments that first-time buyers cannot get because of defects
Banks are refusing to approve mortgages for apartments in Ireland with even minor defects - which is shutting out first-time buyers
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