Why switching your mortgage rate can save you a lot of money (especially if you are green)
Inside Business podcast with Ciarán Hancock
tracker mortgage
Nearly all homeowners fail to claim up to €1,250 in relief on rising mortgage bills
Only one in eight of the 208,000 property owners thought eligible has applied for relief announced in Budget 2024
ECB’s latest rate reduction will help borrowers but egg on house prices
Markets are already pricing in four more rate cuts between now and March
‘We’re breaking the neck of inflation,’ says Lagarde as ECB cuts rates again
Frankfurt-based central bank trims key deposit rate by 25 basis points to 3.25 per cent
Main cost-of-living price rises have cost some households €8,000 a year since 2021
Tax cuts and once-off measures in recent budgets, and wage increases for some, have offset a portion of these costs
ECB rate cut: What does it mean for Irish mortgage holders and how much will they save?
Borrowers on variable rates and those coming off fixed rates or looking for a new mortgage may have to wait for any benefit
Tracker mortgage holders to save up to €1,000 per year with double interest rate cuts
The ECB is expected to cut interest rates today and also make a second, technical change to rate used to price tracker mortgages
What does the expected ECB interest rate cut mean for Irish mortgage holders?
The European Central Bank is likely to cut rates by 0.25 percentage points on Thursday
AIB offers €3.3m in goodwill payments to ex-Ulster Bank customers for ‘teething issues’
The bank had to apologise twice last year for issues encountered by some customers in the immediate aftermath of their arrival
ECB rate move welcomed but across the board mortgage rate cuts are unlikely
Several mortgage lenders cut their fixed rates in advance of well-flagged move
ECB rate cut: What it means for you and what might come next
Interest rates are now falling from what were record levels for the ECB but how far and how fast will depend on wider EU economy
Where next for Irish mortgage rates, and when?
The ECB is expected to start cutting interest rates but consumers should not presume that they will automatically benefit
Central Bank lawyer denies ex-PTSB chief executive tracker case was prejudged
Findings of inquiry involving former chief executive David Guinane expected to be delivered ‘in a matter of months’
Inquiry into former PTSB chief shown ‘no evidence’ customers affected by alleged breach
Case centres around a clause in boom-era tracker loan documents
Personal finance review of 2023: Banks depart, pensions for all (almost) arrive and rising rates hit homeowners (but not savers)
Falling inflation and the prospect of lower interest rates point to better times for consumers in 2024 though more competition in banking would help
Does fixing my mortgage for a long time make sense at this stage?
Q&A: Monthly mortgage payments have jumped by close to 50% in past 18 months but what can we now expect from interest rates?
Mortgage interest relief – who is not getting it and why?
Budget 2024 decision to limit relief to tracker and variable rate holders described as bizarre
AIB offers four-month moratorium on rate rises over tracker mortgage error
Bank alarmed 33,000 customers recently transferred from Ulster Bank with letters wrongly warning of increases of up to €600 in monthly payments
Why giving tax relief to mortgage holders is not a good idea
Inside Business podcast with Ciarán Hancock
Think long and hard before surrendering your tracker mortgage rate
Your tracker margin, how long is left on the loan, whether it’s your home or an investment and your personal financial circumstances will all influence a decision
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